Your AI retirement detective

Find the money your old jobs forgot to give back.

OldGold is an autonomous AI agent that hunts down lost 401(k) accounts, cross-references national registries, chases down HR departments, and rolls it all into one IRA — in a single click.

Bank-grade encryptionVerified via ID.me
OldGold hero

What we promise you

We’re a new company built on one principle: your retirement money belongs to you, not to a former employer’s filing cabinet.

Read-only by design

We never move funds without your explicit approval. Your credentials stay encrypted end-to-end.

No found money, no fee

If our agent can’t locate a forgotten account, you don’t pay a cent. Simple as that.

You keep control

Every rollover is your decision. We surface the options — you press the button.

The autonomous workflow

Set it loose. It does the digging.

Forgotten 401(k)s average tens of thousands of dollars. Our agent works the way a human investigator would — only faster, and without putting you on hold for 45 minutes.

29M+

forgotten 401(k) accounts holding over $1.6 trillion in the U.S. alone.

  1. 1

    Verify your identity with ID.me

    A secure, government-grade handshake connects the agent to your verified records.

  2. 2

    Scan your full W-2 history

    We pull every employer you’ve had through the IRS to map where plans might be hiding.

  3. 3

    Cross-reference national registries

    The agent checks abandoned-plan databases and unclaimed-property records nationwide.

  4. 4

    Contact HR departments for you

    When a trail goes cold, the agent reaches out to former employers and plan administrators directly.

  5. 5

    One-click IRA consolidation

    Found accounts roll into a single IRA you control — no paperwork marathons.

Straightforward pricing

Pay when there’s gold to find.

Scout

Run the search, see what’s out there.

Free

  • ID.me identity verification
  • Full W-2 employer scan
  • National registry cross-check
Start free
Most popular

Recover

We chase it down and roll it over.

$79 per account found

  • Everything in Scout
  • Automated HR & administrator outreach
  • One-click IRA rollover consolidation
  • Status tracking until funds land
Recover my accounts

Concierge

For complex, multi-decade work histories.

$299 flat

  • Unlimited account recovery
  • Dedicated rollover specialist
  • Priority registry & HR escalation
  • Annual re-scan included
Go concierge

Somewhere out there, an old job owes you.

Let OldGold do the detective work. Start a free scan today and see exactly how much retirement money is waiting to come home.

Start your free scan